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Contract Hire and Leasing Guide

Personal Contract Hire (PCH) with maintenance 

Personal Contract Hire (PCH) with maintenance is an attractive option for individuals seeking a hassle-free way to enjoy a new vehicle without the worry of unexpected maintenance costs. This all-encompassing lease agreement not only covers the cost of the vehicle over a set period but also includes comprehensive maintenance packages.

These packages ensure that all servicing needs, replacement parts required to meet the manufacturer’s recommendations, road fund license for the duration of the contract, and even tyre replacements due to normal wear and tear, are fully covered. This means that drivers can enjoy a fixed-cost motoring experience, with the peace of mind that there will be no surprise bills for vehicle upkeep.

One of the key benefits of opting for a contract that includes maintenance is the ability to budget effectively. Knowing exactly what your motoring costs will be each month, excluding fuel and insurance, allows for better financial planning and control. This is especially advantageous when unexpected repairs or replacements are needed, which can otherwise be a significant financial burden.

Additionally, the risk of maintenance expenditure and the worry over vehicle return conditions at the end of the lease are minimized. Contract hire companies leverage their buying power, gained from managing large fleets, to negotiate lower costs for maintenance work, passing these savings onto the lessee in the form of more favourable contract terms.

However, it is essential to understand what is included and what may incur additional charges in a PCH with maintenance.

While the lease covers most servicing and maintenance needs, it is the driver’s responsibility to avoid fines, congestion charges, and to ensure the vehicle is not damaged through negligence. Additionally, any increase in annual road fund license beyond what is agreed in the contract may result in extra charges.

It's always wise to compare contracts with and without maintenance, as the potential savings and peace of mind offered by a fully maintained lease might be more beneficial than initially expected. Always request a formal quotation to ensure the accuracy of the information provided, allowing for a well-informed decision-making process regarding your vehicle leasing options.

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