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Compliance Your Rights


In line with Policy Statement PS20/8, and the ban on discretionary commission models effective from 28 January 2021, The Financial Conduct Authority states that if a credit broker (definition of which extends vehicle dealers and motor finance) receives a commission based on the products or services they sell, then the FCA sets an expectation on any intermediary to disclose the existence of commissions, fees or other remuneration payable, in good time before a credit agreement or consumer hire agreement is executed.

How All Vehicle Contracts Ltd complies with the FCA rules:

All Vehicle Contracts Ltd confirm the existence of commissions payable within our business. We receive commission, fees and financial remuneration for the Services and Products we provide and sell. We disclose the existence of commission, and upon request, the amount of any commissions payable, which promotes transparency with our customers

We do this to ensure that our customers decision to purchase one of our products or services as fully informed. From a customer’s perspective, amount of commissions is payable to any credit broker may materially influence the customers decision to enter into the credit agreement, or not. In editing to this, we provide commission disclosures before the customers enter into any credit agreement, so that our customers can rest assured that the product or service recommenced to them is not based on the financial payment the Broker stands to gain out of the agreement.

What do we disclose and how can you request it?

We are required to disclose, in good time before a credit agreement is made, the existence of commissions payable within our business. We also disclose to you the commission model that our business relies on so you may confirm it is not discretionary. When you request it, we will disclose the amount of commissions payable, too.

You can submit a request for a Commission Disclosure at any time, and we will aim to respond to your request within 7 days.

You can contact us by:

Email: [email protected]

Phone: 01902 353393

In Writing: All Vehicle Contracts Ltd, Westgrove House, Ettingshall Road, Wolverhampton, WV2 2LH.

©2024 All Vehicle Contracts Ltd. All Rights Reserved.
All Vehicle Contracts Limited are authorised and regulated by the Financial Conduct Authority, our FCA Reference Number is 690140.
All Vehicle Contracts Limited are a credit broker not a lender.
Vehicle images shown are for illustration and guidance purposes only. All offers are subject to change at any time and are subject to finance approval and vehicle availability.